Sun Security Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30th, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Funds held in NOW accounts, which are interest bearing transaction accounts earning 0.50% or less, and Interest on Lawyer's Trust Accounts are also insured in full by the FDIC through June 30th, 2010. For noninterest-bearing sweep accounts where funds are transferred to interest-bearing accounts, the FDIC Transaction Account Guarantee does not apply to the funds that are swept into an interest bearing account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.